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Plumbing & HVAC Financing

Here at Stephens, we understand home repairs and upgrades can be a significant investment. That’s why we offer a range of flexible financing options to help you get the services you need without the stress of upfront costs. Maintaining comfort in your home while staying on track with your financial goals has never been easier!

Solutions for Every Need and Budget

Plan 920 - No interest if paid in full within 6 months

  • Interest: No interest if the balance is paid in full within six months. If not, interest is charged from the purchase date.
  • Payment Terms: Fixed monthly payments are required, equal to 2.5% of the highest balance applicable to this promo purchase, until paid in full.
  • Account Activation Fee: $69 may apply.
  • Additional Information: Payments may or may not pay off the balance before the promo period ends. The fixed monthly payment could be higher than the minimum required for non-promo purchases. Purchase APR 26.99% after the promo period ends.
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Plan 924 - No interest if paid in full within 18 months

  • Interest: No interest if the balance is paid in full within 18 months. If not, interest is charged from the purchase date.
  • Payment Terms: Fixed monthly payments are required, equal to 2.5% of the highest balance applicable to this promo purchase, until paid in full.
  • Account Activation Fee: $69 may apply.
  • Additional Information: Payments may or may not pay off the balance before the promo period ends. The fixed monthly payment could be higher than the minimum required for non-promo purchases. Purchase APR 26.99% after the promo period ends.
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Plan 943 - 9.99% APR until paid in full

  • Interest: 9.99% APR charged on the purchase from the date of purchase.
  • Payment Terms: Fixed monthly payments are required for 132 months, equal to 1.25% of the initial purchase amount.
  • Account Activation Fee: $69 may apply.
  • Additional Information: Monthly payment may be reduced in the last month(s) due to prior rounding. Purchase APR 26.99% for non-promo purchases.
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Plan 980 - 5.99% APR until paid in full

  • Interest: 5.99% APR charged on the purchase from the date of purchase.
  • Payment Terms: Fixed monthly payments are required for 37 months, equal to 3.00% of the initial purchase amount.
  • Account Activation Fee: $69 may apply.
  • Additional Information: Monthly payment may be reduced in the last month(s) due to prior rounding. Purchase APR 26.99% for non-promo purchases.
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Our Friendly Team is Standing By

Reach out if you have questions or schedule an appointment if you’re ready for our help.